How to get a loan without BVN in Nigeria

There are a number of reasons why you might need a BVN free loan in Nigeria. Maybe your BVN has been rejected in the past, or maybe you don’t have a bank account at all. Whatever the reason, it is not always easy to get a BVN free loan in Nigeria.

The first step is to find a lender who is willing to work with you. There are many lenders out there that don’t require BVN, so it’s important to do your research and find the right one for you. Once you find a lender, the application process is relatively simple. You’ll need to provide some basic information, including your name, address, and phone number. You will also need to provide documents proving your identity and income.

Once your application is approved, you will receive your loan money within 24 hours.

You still have options. In this article, we will walk you through the process of getting a BVN-free loan in Nigeria.

What is a BVN?

Hold a BVN card

A BVN, or Bank Verification Number, is a unique identification number assigned to customers of banks in Nigeria. It is used to verify the identity of bank customers and to prevent fraud.

If you are looking for a ready and you don’t have a BVN, you’re going to have a hard time finding a lender that will work with you. This is because lenders want to make sure they are dealing with legitimate customers and that the money is going to the right hands.

What can you do if you don’t have BVN? You can try to get one from your bank. Or you can try to get a loan from a friend or family member. But your best bet is to wait until you have a BVN so you can apply for a loan from a legitimate lender.

What are the requirements for a BVN free loan in Nigeria?

You wish to obtain a loan but without BVN. No problem! Here are the requirements you need to meet to get a BVN-free loan in Nigeria.

First, you’ll need to provide some basic information, like your name and address. You will also need to provide certain documents, such as your ID and proof of residency.

Next, you’ll need to provide financial information, such as your bank statement and proof of income. And finally, you will need to provide information about the loan you are looking for, such as the loan amount and purpose.

If you can provide all of this information, you are well on your way to getting the loan you need.

Steps to Get a BVN Free Loan in Nigeria

Need a loan but don’t have BVN? No problem! Here is how to apply for a loan without BVN in Nigeria.

First, you will need to gather some documents. You will need to provide your ID, proof of address and proof of income.

Next, go to the bank’s website and click on the “apply for a loantab “. Fill out the form and upload the required documents.

Finally, wait for the bank or lending website to review your application and get back to you with a decision.

What are the Benefits of a BVN Free Loan in Nigeria?

So you want to get a BVN free loan in Nigeria? Well, you’re in luck. There are many benefits to be had by going this route. Here are 12:

  1. You don’t need to have a bank account.
  2. You don’t need to have a good credit rating.
  3. You can borrow any amount of money, starting from 1,000 naira.
  4. You do not need to provide any collateral.
  5. You can apply for a loan even if you are blacklisted or have a bad credit history.
  6. There are no hidden charges or fees.
  7. The approval process is quick and easy, and you can get your money within 24 hours.
  8. Interest rates are very competitive.
  9. You can use the money for any purpose, be it business or personal.
  10. You can repay the loan in installments over a period of 12 to 18 months.
  11. There are no restrictions on how you use the money.
  12. You are guaranteed an approval, regardless of your credit score or financial history.

Top 3 Lending Sites to Get BVN Free Loan in Nigeria

So you don’t have BVN and need a loan? Don’t worry, there are still options available to you. Here are the three best loan apps to help you get the cash you need without having to worry about getting your BVN.

  1. Quick Teller: quickteller is one of the most popular loan apps in Nigeria. It’s easy to use and offers a wide variety of loan options.
  2. Kwikcash: Kwikcash is another user-friendly loan app that offers a variety of borrowing options.
  3. Quick check: Quick check is a Nigerian company that offers loans of up to N250,000.

Tips for Getting a BVN Free Loan in Nigeria

Listen, because it’s important. If you need to take out a loan and you don’t have BVN, there is always a way to get the money you need. Here’s what you need to do:

  1. Find a loan company that offers loans without BVN verification.
  2. Provide all necessary documents, including your ID and proof of income.
  3. Accept the terms and conditions of the loan.
  4. Repay the loan on time and in full.

It’s so simple! So don’t let a lack of BVN stop you from getting the cash you need. Just follow these easy steps and you’ll be good to go.


Getting a loan without BVN in Nigeria can be difficult, but it is not impossible. There are a few things you can do to increase your chances of being approved for a BVN-free loan.

Whichever route you decide to take, be sure to do your research and compare different lenders to find the best deal. Don’t be afraid to ask for help. There are plenty of people who are happy to give advice.

Also try applying for a loan from a smaller lender. These lenders are more likely to approve BVN-free loans in Nigeria than the big banks.

Finally, be prepared to provide additional documents when applying for a BVN free loan in Nigeria. This may include payslips, bank statements or identity cards.

Comments are closed.